Core Banking Solution
Strong at the core,
amazing at the banking
Say hello to seamless banking and unrivalled efficiency.
Features
Transform your banking operations into a comprehensive banking experience
CASA and Term Deposit
Efficiently manage customer Current and Savings Accounts (CASA) and Term Deposits, ensuring interest accrual, withdrawals, and renewals. Offer competitive interest rates to attract and retain customers.
Loan and NPA Management
These platforms provide centralized customer profiles enriched with essential details, transaction history, and up-to-date contact information. Banks benefit from a 360-degree view of customers, fostering personalized service and stronger relationships.
Cash Management
Optimize cash flow for customers and the bank. Enable real-time balance inquiries, fund transfers, and overdraft facilities, enhancing financial control and liquidity management.
AML with CFT Compliance
Combat financial crime and money laundering by integrating robust Anti-Money Laundering (AML) and Countering the Financing of Terrorism (CFT) compliance measures. Monitor transactions, flag suspicious activities, and file necessary reports.
Centralized Clearing and Settlement
Banks can leverage MobiFin to create and manage a diverse portfolio of financial products, from loans to credit cards and investment offerings. This flexibility empowers banks to adapt to evolving customer needs and market trends, fostering competitiveness and growth.
Features
HR Payroll
Efficiently manage payroll processing, including salary disbursement, tax deductions, and compliance. Provide self-service portals for employees, ensuring accuracy, timeliness, and regulatory adherence.
Fixed Asset Management
Track and maintain corporate assets, including depreciation calculations, maintenance schedules, and disposal records. Streamline asset lifecycle management to optimize resource allocation and financial reporting.
Real-time Balance Sheet
Access up-to-the-minute financial statements, including balance sheets, income statements, and cash flow reports. Ensure accurate real-time financial insights for informed decision-making and compliance.
NPA Management
Implement comprehensive Non-Performing Asset (NPA) management solutions. Identify, classify, and strategize the resolution of NPAs, minimizing credit risk and maximizing recovery efforts.
Trade Finance Management/Treasury
Facilitate international trade with trade finance solutions, including letters of credit and export/import services. Optimize treasury operations with real-time fund management, risk hedging, and investment strategies.
More Features
Streamline banking to make it more
customer-centric
Risk
Management
Monitor transactions, assess credit risk, support ALM, get detailed reporting, and enable stress testing for effective risk mitigation.
Regulatory Compliance and Localization
Adhere to evolving regulations, KYC, tax compliance, and data security, manage AML/CFT compliance and NPA swiftly, tailored to local requirements.
Multi-currency
Support
Facilitate transactions in multiple currencies, simplifying international banking for customers and enabling global business operations.
Forex, Treasury, and Trade Finance
Manage forex trading, treasury operations, and trade finance activities, optimizing liquidity management and financial services.
Centralized Clearing and Settlement
Streamline transaction processing by centralizing clearing and settlement operations, reducing errors, and enhancing efficiency.
Cloud
Readiness
The platform offers the flexibility to be hosted in the cloud or on-premises. Banks have an option to align their infrastructure with their needs and preferences.
