Problem: Legacy Systems, Modern Pressures
For decades, financial institutions have battled with the inherent complexity of launching digital products. Every new offering, be it a wallet, BNPL feature, loyalty scheme, or embedded finance product, often meant new codebases, integrations, compliance routines, and user flows.
This resulted in bloated development timelines, frequent delays, high costs, and above all, lost market opportunities. Business teams were at the mercy of overburdened engineering cycles, and innovation was hostage to operational bottlenecks.
Legacy tech, fragmented APIs, and inflexible vendor stacks further compounded the challenge. Innovation required rework, rebuilding, and re-justifying technical feasibility. For organizations under pressure to deliver at speed and scale, the current model had hit its limits.
Solution: Introducing Tapestry
Enter MobiFin Tapestry: fintech’s first-ever AI-led product composer.
It is a composable fintech engine designed to transform the way financial services are built, launched, and scaled. Tapestry replaces code-heavy custom developments with standardized, template-based, drag-and-drop orchestration, using a powerful low-code visual flow builder.
But it’s not just about ease. As fintech’s first-ever AI-led product composer, Tapestry brings together three foundational pillars:
- Pre-built fintech Templates – Domain-tested use cases like wallets, BNPL, KYC, and rewards
- Modular, Reusable Logic Blocks – Interest checks, cashback engines, and transaction limits ready to be configured
- Dynamic API Builder with Lifecycle Management – Orchestrate and expose APIs as secure, scalable services
With built-in sandbox testing, multi-tenant deployment support, and a centralized developer portal, Tapestry empowers business, product, and technical teams alike.
Here are two representative use cases:
Use case 1: Digital wallet for a food delivery platform
Problem: Cash-on-delivery friction was hurting conversion rates and refund cycles.
Tapestry in Action:
- Plug-and-play wallet templates with built-in pricing, user roles, and cashback logic
- APIs for balance retrieval, top-ups, and refunds
- Visual workflow orchestration to test edge cases before go-live
Impact:
- Deployment in under two weeks
- Real-time balance visibility and alerts
- Auto-refunds and wallet incentives increased repeat usage
Use case 2: Franchise billing and payments for an EV charging network
Problem: Inconsistent billing and delayed settlements due to variable session data
Tapestry in Action:
- Multi-tier franchise logic with role-based dashboards
- Parameter-based rule engine for pricing and fee structures
- Real-time session data and automated settlement flows
Impact:
- Transparent, automated franchisee billing
- Reduced payout errors and support tickets
- Faster reconciliation and performance tracking
These use cases underscore the value of composability: reusable templates, logic, and APIs rapidly adapted to different business models.
Benefits across the board
Whether you’re a bank, a payment service provider, or a digital-first brand, Tapestry delivers impact across critical business vectors:
- Speed to Market: Launch in weeks, not months, with domain-tested, configurable components.
- Flexibility & Control: Ingest your own APIs, retain stack independence, and govern with precision.
- Scalable Innovation: Deploy once, reuse across products, partners, and geographies. Avoid redundant rework.
Tapestry’s architecture is aligned with MACH principles (Microservices, API-first, Cloud-native, Headless), ensuring openness, agility, and long-term resilience.
Multi-tenancy support means organizations can clone and configure flows for different tenants or business units without duplication. Version control ensures safe iteration. Built-in audit trails and access policies enable strong governance.
For developers, Tapestry reduces the toil of boilerplate code. For product teams, it unlocks self-serve launch capability. For CXOs, it means shorter cycles, faster RoI, and competitive differentiation.
Build faster. Scale smarter.
Tapestry is more than a platform. It’s a paradigm shift in how fintech products are conceived, developed, and delivered. It takes away the grunt work of traditional builds and replaces it with a strategic foundation for innovation.
If you’re a decision-maker in banking, payments, or embedded finance looking to:
- Launch faster without sacrificing control
- Extend your stack without starting from scratch
- Deliver consistent, compliant FinTech experiences at scale
…then Tapestry is designed for you.
The future is not built in code. It’s composed, tested, and launched in Tapestry.
Connect with us to discover how Tapestry can help your organization build faster, innovate smarter, and stay ahead of the competition.
