For NeoBanks & FinTechs

Build fast.
Stay fast.

MobiFin gives FinTechs and NeoBanks the infrastructure to launch financial products fast, keep launching them as you scale, and never let compliance or operational debt catch up with you.

Trusted by FinTechs and digital institutions across 25+ markets
The reality FinTechs face

Speed is your advantage. Don't let it become your liability.

Early on, moving fast works. Features ship directly into product code. Risk logic, limits, pricing, and routing get hardwired into services. It feels like velocity.

Then the portfolio grows. Every new product inherits the same approach. Controls get duplicated. Compliance logic fragments across features. Each new launch increases regression risk across everything that came before.

The bottleneck isn’t integration anymore.
It’s that every new product is rebuilt from scratch.

01
Financial logic hard-coded into product code
Risk, limits, and compliance live inside individual services. Changing one thing touches everything, and regression testing becomes a bottleneck on its own.
02
Controls duplicated across every feature
Each product variant gets its own copy of the same rules. The more you build, the more places the same logic needs updating when anything changes.
03
Product velocity collapses as scale grows
What took weeks at launch starts taking months. Not because the team got slower, but because the codebase got heavier with every product shipped before this one.
04
Compliance debt accumulates silently
Audit trails fragment. Governance logic lives in different places for different products. Regulatory expansion into new markets surfaces all of it at once.
MobiFin Classic

Purpose-built Financial Solutions, API-first, independently deployable.

The financial infrastructure FinTechs and NeoBanks actually need, without the products built for someone else’s problems. Deploy one or combine them. Compliant across 20+ markets from day one.

Digital Wallet
The financial rails for FinTechs that need to hold, move, and route money across users, products, and partners, without building new account types or fragmenting ledgers every time.
MobiFin Engage

FinTechs that retain customers do it through relevance, not just product. Engage gives you a dedicated layer to orchestrate every customer interaction, personalise it in real time, and act on behaviour signals across every channel, without touching backend systems.

SuperApp Framework

For NeoBanks that want to become the primary platform in their customers’ financial lives, not just one app among many. Embed financial services alongside lifestyle, commerce, and partner offerings in a single unified experience. Your users stay. Your ecosystem grows.

Digital Lending

For FinTechs building embedded lending, BNPL, or contextual credit products, end-to-end loan lifecycle management without standing up a full lending stack from scratch.

Core Banking

For NeoBanks building a full-stack digital bank from the ground up, accounts, ledger, product factory, and compliance in one system, without inheriting the constraints of legacy core architecture.

Digital Banking
The channel layer for NeoBanks operating as, or building toward, a licensed digital institution.
MobiFin Tapestry

Compose new financial products in days, without the deployment cycle.

The bottleneck for most FinTechs isn’t moving fast, it’s that every product is rebuilt from scratch. Logic gets hardwired into code. Compliance duplicates across features. Each new launch increases the risk of everything that came before it.

Tapestry is MobiFin’s composable product assembly platform, powered by AI, purpose-built for FinTechs that want to keep launching new products without accumulating the technical and compliance debt that eventually kills velocity. Compose on top of MobiFin, or on top of whatever infrastructure you already have. Launch fit-for-purpose products in days, not months.

Sample use cases for FinTechs / NeoBanks

USE CASES

Digital Onboarding & eKYC Automation
Configurable Fee & Pricing Engine
Instant Disbursement & Payout
Rewards, Cashback & Usage-Based Access
Merchant Payment Aggregation (Card, Non-Card, QR)
01
Describe

Define the product in plain language. Tapestry’s AI suggests relevant building blocks and workflow templates to start the design.

02
Compose

Assemble governed workflows. Configure financial behaviours, rules, integrations, and decision points in a structured orchestration layer.

03
Publish

Test and deploy at runtime. Expose the workflow as a secure, reusable API — auditable, governed, and ready for production.

Why MobiFin

Designed for velocity. Governed for scale.

✓
API-first, developer-ready
Everything exposed as a governed, stable API. Channels and partners consume product behaviour, not internal logic.
API-FIRST
✓
Cloud-native, cloud-neutral
Deploy on AWS, Azure, GCP, on-premises, or hybrid. No infrastructure lock-in.
CLOUD-NEUTRAL
✓
Governance embedded, not retrofitted
Compliance logic, audit trails, and policy controls are built into the product layer, not bolted on after launch as you scale.
GOVERNANCE
✓
20+ market regulatory profiles
KYC tiers, transaction limits, reporting formats, and audit trails, pre-configured for every market. Expansion without starting compliance from scratch.
COMPLIANCE
✓
True microservices architecture
Deploy only what you need. Scale only what grows. No monolith, no forced bundling, the platform adapts to your product, not the other way around.
MICROSERVICES
✓
Enterprise-grade security
PCI-SSF certified. ECC-256 encryption. MFA and biometric authentication. The security posture enterprise partners and regulators expect.
SECURITY
✓
1,500+ TPS throughput
Built to handle peak transaction volumes at scale, without performance degradation when your user base grows faster than expected.
THROUGHPUT
✓
99.9% uptime SLA
Production-grade reliability backed by a contractual SLA. The uptime commitment that enterprise and regulated deployments require.
SLA
Ready to turbo-charge your product innovation?