Thought Papers

Across platforms and DigiTech companies,
embedded finance has moved from
experimentation to expectation. Most
consumer-facing platforms want to embed
financial offerings in their core journeys to
deepen engagement and unlock new revenue
streams. Onboarding, payouts, wallets, credit,
and rewards are increasingly seen as table
stakes for growth, retention, and monetization.

Across platforms and DigiTech companies,
embedded finance has moved from
experimentation to expectation. Most
consumer-facing platforms want to embed
financial offerings in their core journeys to
deepen engagement and unlock new revenue
streams. Onboarding, payouts, wallets, credit,
and rewards are increasingly seen as table
stakes for growth, retention, and monetization.

Across platforms and DigiTech companies,
embedded finance has moved from
experimentation to expectation. Most
consumer-facing platforms want to embed
financial offerings in their core journeys to
deepen engagement and unlock new revenue
streams. Onboarding, payouts, wallets, credit,
and rewards are increasingly seen as table
stakes for growth, retention, and monetization.

Across platforms and DigiTech companies,
embedded finance has moved from
experimentation to expectation. Most
consumer-facing platforms want to embed
financial offerings in their core journeys to
deepen engagement and unlock new revenue
streams. Onboarding, payouts, wallets, credit,
and rewards are increasingly seen as table
stakes for growth, retention, and monetization.